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Today's Rates
New York properties are subject to an additional .25 percentage point fee.
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John Mascolo
Mortgage Specialist
150 Danbury Road
Ridgefield, CT 06877
Office: (203) 431-7561
Blackberry: (203) 648-1288
John joined Fairfield County Bank in July 2008 as a Mortgage Specialist and is located at the Bank’s Main Office at 150 Danbury Road in Ridgefield, CT. John was most recently a Mortgage Processor at JTM Financial Services. Here at Fairfield County Bank, he originates first and second mortgages as well as home equity loans.
His philosophy is: “My clients’ Mortgage experience needs to be much more than a single transaction for a refinance or purchase.” John endeavors to make each client’s experience exceed their expectations. He strives to be the Mortgage Specialist that his customers will use for life and recommend to friends and family. Read more about John Mascolo
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Important Notices
- Please note that interest rates are subject to change without notice and the interest rate you lock and fees at closing may be effected by criteria such as (but not limited to): type of property; market fluctuations; credit qualifications; escrow/impounds; mortgage insurance; float-down fees; rate-lock period; and underwriting criteria such as the loan-to-value ratio. Rate-lock period may also be impacted by certain criteria noted above.
- For loans with less than 20% down payment borrower-paid mortgage insurance may apply.
Adjustable Rate Mortgages (ARM)
- ARM interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires.
- ARM offer fixed interest rates for initial periods of the loan, after which your interest rate and monthly payment may increase. Thereafter APR and payments will change annually and may increase for the remaining life of the loan.
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